Member Health Insurance Plans

Finding good Health Insurance coverage has been an ongoing challenge for REALTORS® across the nation. KCRAR has been hard a work finding solutions to this problem and we are proud to offer two insurance options with seven plans to choose from to meet the individual needs of members. Details of both options are outlined below. 

Blue Cross Blue Shield Group Health Plans 

KCRAR is among the first in the nation to announce Group Health Plans for association members. Offered through Blue Cross Blue Shield of Kansas City, this insurance program includes several plan types and price points. Annual enrollment for the June 1, 2020 plan effective date will be open from May 1 - May 15, 2020.

The following benefits guide explains the available plans in further detail and outlines the enrollment process. (*Please note that plan availability is based on county of residence.)

Click here to view the 2020 Insurance Benefits Guide.

Click here to learn more about the most frequently asked questions about the group health plans.

For further information about the Blue Cross Blue Shield plans, contact Jeff Walstrom with Bukaty Companies at

**Plan availability is based on county of residence. Plans are available to residents of Johnson County, KS, Wyandotte County, KS, Jackson County, MO, Platte County, MO, Clay County, MO, Cass County, MO, Clinton County, MO, Johnson County, MO, Lafayette County,MO, and Ray County, MO

Lifestyle Health Plans

The Lifestyle Health Plan solution makes it possible for some members to access group-rate health insurance even though they are independent contractors. 

This unique structure requires the use of a Professional Employer Organization (PEO) and an annual earning of at least $25,000. Agents employ themselves through a Professional Employer Organization (PEO), which provides the opportunity to receive group health benefits at discounted rates. Agents can also add their family members to the group health coverage.

Not only will health insurance be offered, but KCRAR Members may also have access to other insurance policies including disability, life, workman’s comp, vision and dental.

For further information, contact Scott Lepley with Heritage Companies at

Click here to view the Lifestyle Health Plan Benefit Guide.

Click here to view the Lifestyle Health Plan Rates Packet.